By: Jim Scherrer

First, let's define Pre-Boomer; obviously it's before Boomer! The Baby Boomer Generation is defined as those born after World War II; generally between the years of 1944 and 1964. Consequently, the oldest of the nearly 80 million US born Baby Boomers are just now turning 65 years old.

The Pre-Boomer Generation is typically defined as those born during the 20 year period prior to the end of WW II or roughly from 1924 to 1944. There were approximately 50 million people born in the US during this time frame. These Pre-Boomers are considered to be of the Silent Generation (a bit of a misnomer!); sometimes referred to as the Luckiest Generation. Lucky because they were born immediately after the Great Depression, were too young to serve in World War II and probably the Korean War, and too old to serve in the Viet Nam War. Since 95% of these Pre-Boomers have already retired, they are also lucky to be reaping the benefits of Social Security and Medicare; benefits that may not be available to many of the younger generations. Unlike the Baby Boomers that have recently lost 25-50% of their life savings prior to retirement due to the current recession and mortgage crisis, the Pre-Boomers are lucky because in all probability, they were able to purchase their retirement residence and have conservatively invested the balance, thus preventing a serious depletion of their retirement savings (and they have fewer years to make their remaining savings last!).

By: Jim Scherrer

By: Jim Scherrer

By: Jim Scherrer
Do you remember your first few vacations to the beach as a child with your parents when you had your little shovel and bucket and could let your imagination run wild as you built sand castles with moats around them?

Obviously, we were not the first to mold sand. Sand sculpting as an art form has been around for thousands of years; it is conjectured that the ancient Egyptians made sand models of the pyramids.

By: Jim Scherrer

  GUIDE TO CONDO BUYING in AJIJIC , Mexico

Hello Group,

Click on the link below:

Foreclosure, by definition, is the legal procedure for satisfying claims against a mortgagor in default who has not redeemed the mortgage; satisfaction may be obtained from the proceeds of a forced sale of the property.

Linda & I just returned from a 10 day drive from Ajijic,  along the north shore of Lake Chapala to LaBarca, then onto the hwy. 15 Cota (Toll) road to Mexico City, then on to Puebla. A great city where we spent  3 days, then a short driving day to Veracruz for another 3 days.

Twelve years of fun, joy, excitement, amazingly consistent weather, meeting really interesting friendly people (foreigners and locals), traveling to nearby fascinating towns and cities. That is a synopsis of our time in the Lakeside area since 1996.

Puerto Vallarta, Mexico has become one of the most popular tourist resort destinations in the world. Because Vallarta is located along the Mexican Riviera on the Pacific Ocean, a substantial portion of these tourists arrive by boat; the majority in large cruise ships, however many come in their private yachts.

There are so many exciting places to visit in the world. Many are better to visit than to live but that depends on your critera for a retirement or 2nd home location.